Now there’s no need to wait before you can start enjoying the benefits of your electric bike. Ride now and pay later! With a Fully Charged tailored finance package, if you are eligible we can help you to spread the costs of your eBike purchase over an extended period of time.
Buy now. Ride now. Pay later!
Representative Finance Options
We offer finance packages through V12 at 0% APR across all of our electric bikes*. Typical 0% APR finance deals are available for periods of 6 and 12 months, depending on the total credit required.
We also offer longer payment periods at a lower cost per month, with interest-bearing options. You can choose 18 months at 4.9% APR, or up to 48 months at 15.9% APR.
To calculate your cost of finance you can click the 'more info' button in the V12 section on each product page. There you can select your deposit amount, chosen time period and the online calculator will do the rest.
How do I apply for Finance?
Paying for your electric bike using finance is simple. If you are buying in-store, ask a member of the team and we will be happy to guide you through the application process.
You’ll receive an application decision on the spot and if eligible, will be able to leave with your new e-bike on the day.
If you’re buying from www.fullycharged.com, it’s as easy as 1, 2, 3.
- Choose what you want to purchase and add to cart
- Select 'Pay Using Finance' as your chosen payment method
- Follow the steps to complete the V12 application online
- Once approved we'll deliver your new electric bike checked and ready to ride!
Who provides the finance?
Fully Charged Ltd acts as a credit broker and only offers credit products from SecureTrust Bank PLC trading as V12 Retail Finance. Fully Charged Ltd is authorised and regulated by the Financial Conduct Authority, with the firm reference number is 753882. Credit provided subject to age and status.
Fully Charged Ltd is a company registered in England and Wales (company number 08047089). The registered address is 103/105 Brighton Road, Coulsdon, Surrey, CR5 2NG.
Interest rates are subject to change. Rates will be agreed at the point of purchase, before any payment is made.
*Please note that 0% finance is not available on discounted eBikes or Bultaco eBikes.
Cycle To Work Schemes
About Green Community Initiative
Specifically geared towards eBikes, The Green Commute Initiative has no £1000 limit so you can save up to 42% on any of our bikes. We want to get commuters out of their cars and onto clean healthy e-bikes and the tax incentives make it an attractive option for employers.
It doesn't cost the employers anything to run a GCI scheme and you'll make ab employer's National Insurance saving of 13.8% of the price of the bike. A great return on the investment!
Will I own the bike
Yes, although the scheme has to comply with tax regulations. This is all included in the arrangements and you won't pay any additional end of scheme fees.
We manage pretty much all the administration for you. You'll just need to let your payroll know the salary sacrifice information.
What about HMRC?
Green Commute Initiative is fully compliant with HMRC regulations and guidance.
Imagine a commute where you leave when you like and go the route you want to. The segregated cycle lanes are continuously popping up meaning your rides are stress free. Effortlessly cruise along the quiet roads and cycle ways. No queues, no frustration. Cycling in normal clothes and not getting hot and sweaty. You're imagining an eBike.
Saving your lungs
It's a fact! 50,000 people a year die prematurely in the UK from exposure to the poor quality air on our busy city streets. Certain parts of London have exceeded the pollution limit for a whole year within 6 days. Cars recirculate the pollution giving their occupants a double dose. The World Health Organisation says this is worse than passive smoking and it's far more harmful to be in a car than in the open air. Cyclists have much less exposure and an e-bike rider using quieter roads has very little exposure!
Whats the next step?
Get in touch! We'll provide all the information and everything you need to offer a successful scheme.
About Cycle Scheme
Cycle scheme is the most widely used scheme in the UK. We have been working with cycle scheme for over 3 years and it works perfectly. However it is only applicable for up to £1000.
This means that through the scheme you can get a £3000 bike for only £145 per month for 12 months, a huge £1240 saving.
It is also great news for employers who can save 13.8% of their National Insurance as payment for the bike is taken from the employee’s wages. This allows them to make a saving of £414 on the purchase of a £3000 bike. Employers are also likely to be able to claim capital allowance allowing for a 38% return on their investment.
To find out more give us a call on 0207 111 0977 or use our cycle to work calculator below to see how much you could save.
price to pay
gross monthly salary