EBIKE INSURANCE

FAQ's

• How do I benefit from 30 days free insurance

  Claim your 30 days FREE insurance by following https://laka.co/gb/quote.

• What does the 30 days free insurance cover?

  Accidental damage – To the full retail value of your eBike.

  Theft – To the full retail value of your eBike.

  Repair or replacement eBike following a claim.

  Protection against vandalism.

  Accessories cover (up to £250).

• What if I don't wish to extend to an annual policy

  After the 30 days your cover will automatically begin if you do not cancel. You will be given a reminder 3 days before your 30 days is up and your first payment is taken. You will then have an additional 14 days 'cooling-off period' if you wish to cancel.

• What if I don't want 30 days free Insurance?

  If you do not wish to receive 30 days’ free insurance, simply do nothing.

• Who are Laka?

  Laka has flipped outdated traditional insurance on its head with no more fixed upfront premiums. Instead, your monthly contributions are based on the collectives' claims that month. Your max monthly price is capped, but the savings are all yours. Plus, 80% of your money goes straight back into the collective: fixing, replacing and helping. And the other 20% keeps their wheels spinning. It’s as simple as that.

  And when things go bad, Laka's got your back. Claims are handled by experts and usually agreed within a day. With no depreciation or excess. They've ditched annual contracts locking you in, with Laka, if you want to leave, you can.

• Is your home insurance enough?

  While some home insurance policies may allow you to add your electric bike as an extension, it's essential to understand the limitations and drawbacks of relying solely on home insurance. Claiming on your home insurance policy may come with a hefty excess, impact your no-claims bonus, or even increase your premium. Additionally, the coverage provided by home insurance may not be as comprehensive as dedicated bicycle insurance. It's crucial to review your policy wording to determine what is and isn't covered. Investing in eBike insurance ensures that you have specialized coverage tailored specifically to the unique risks faced by electric bike owners.

• What types of Electric Bikes can be covered?

  Laka covers all types of Electrically Assisted Pedal Cycles (EAPCs), including e-cargo bikes, electric folding bikes, e-MTBs, and electric road bikes. Whether you're a commuter, a leisure cyclist, or an avid mountain biker, Laka has you covered. The value of the eBikes that can be added to your insurance policy ranges from £300 to £15,000. With Laka, you can have up to £32,000 of cover on your policy, ensuring that your eBike and its accessories are fully protected.

• Are my accessories protected?

  When it comes to eBikes, it's not just the bike itself that holds value. Accessories such as batteries, clothing, and other gear are essential components of your electric bike experience. Laka understands the importance of protecting these accessories and includes coverage for e-bike batteries, clothing, and accessories as part of their insurance policies. Whether it's a stolen battery or damaged clothing, Laka has you covered.

• Do I have public liability cover?

  As an eBike rider, it's essential to consider public liability cover to protect yourself in case of any accidents or damage caused to others. Laka offers public liability insurance as part of their Laka Club membership for just £1.50 per month. With Laka, you'll have up to £2 million of cover if you damage someone else's property or injure them while riding your eBike. It's important to note that this coverage applies to Electronically Assisted Pedal Cycles (EAPCs) that meet the legal requirements.

• Do I get any added benefits with Laka?

  As a proud partner of Laka, we're excited to offer you exclusive benefits when you purchase an eBike from us. With every eBike purchase, you'll receive 30 days of free insurance cover from Laka. This means that from the moment you sign up, your eBike is protected against theft and accidental damage at no cost to you. Laka's flexible monthly policies allow you to cancel at any time during your free cover period. You can also easily update your coverage, adding new bikes or accessories as needed. Laka's efficient claims process ensures that most claims are reviewed within a day, and their outstanding customer service is rated 5-stars. Join us in embracing the Laka collective and enjoy the peace of mind that comes with comprehensive eBike insurance.