The Tern HSD P5i Gen3 packs serious cargo capability into a remarkably compact footprint. With Bosch power, smooth Nexus 5-speed hub gearing and a virtually maintenance-free Gates Belt Drive, it’s a beautifully simple family eBike that can carry big, without riding big.
Curated Cargo Bike Range
We partner exclusively with award-winning, electric-first brands like Riese & Müller, Tern, Moustache, Benno, and Urban Arrow – handpicked for performance, safety, and reliability.
Personalised Cargo Bike Matchmaking
With over 10 years of experience, our expert team is here to help – online or in-store – to match you with the perfect cargo bike for your family & lifestyle.
In-Stock & Ready to Ride
We carry over 350 eBikes, including a wide range of cargo models. Each is fully built, safety-tested, and ready for fast, convenient delivery or collection.
Fully Charged Aftercare
From professional servicing to a 2-year warranty and ongoing maintenance support, we’ll keep your cargo bike running smoothly for years to come.
Who is the Tern HSD P5i Gen3 suitable for?
The HSD P5i is made for riders who want the usefulness of a cargo bike without the size of one. It can carry a child, an adult passenger, shopping or everyday cargo, with an 80kg rear rack capacity and maximum gross vehicle weight of 190kg.
It’s particularly at home in the city. The Gen3’s longer wheelbase, low centre of gravity and stiffer frame give it a reassuringly stable feel when loaded, while its compact dimensions keep it agile through traffic and easy to manoeuvre at low speeds.
It’s also exceptionally easy to live with. The cockpit adjusts without tools for different riders, while the bike can be parked vertically, rolled upright through tight spaces or folded flat for transport. Add Tern’s extensive range of passenger, weather and cargo accessories and it can evolve as your family and everyday needs change.
Small Bike. Serious Cargo Credentials.
Don't let its footprint fool you. The HSD Gen3 has been completely engineered around carrying more, with an 80kg-rated Atlas H rear rack and a total carrying capacity of 190kg. There’s room for a child, an adult passenger or a substantial amount of cargo, depending on how you configure it.
Tern has also made the Gen3 more composed under load. A stiffer frame, longer wheelbase and lower centre of gravity improve stability, while the custom Suntour suspension fork and powerful Magura hydraulic disc brakes bring comfort and control to busy everyday riding.
Simple, Smooth & Low Maintenance
The P5i is arguably one of the most straightforward HSDs to own. Its Shimano Nexus 5-speed internal hub keeps the gears safely tucked away, while the Gates Belt Drive is quiet, clean and requires very little maintenance compared with a traditional chain drivetrain.
Power comes from Bosch’s Performance Line motor, delivering up to 75Nm of torque and 340% assistance. A 545Wh PowerPack offers up to 67 miles of range, while the Bosch Smart System connects the bike to the eBike Flow app for ride customisation, eBike Lock, over-the-air updates and more.
Built Around Everyday Life
The beauty of the HSD is how easily it adapts. Configure it for nursery runs and weather protection during the week, add panniers for the shop, carry an adult passenger at the weekend, or bring the dog along for the ride. Tern’s accessory ecosystem makes it remarkably versatile without permanently turning it into a huge bike.
And when the ride is over, its clever space-saving design really earns its keep. The HSD can stand vertically for storage, roll upright through lifts and hallways, or fold its handlepost down in seconds. Its frame and fork are independently certified to the EN 17860 cargo bike standard, while the complete electrical system is UL 2849 certified for added peace of mind.
View Compatible Accessories
Electric Bike Specifications
Bike Size
174 × 112.5 × 68 cm (68.5 × 44.3 × 26.8 in)
Brakes
Hydraulic Disc
Folding Size
166 × 42 × 87 cm (65.4 × 16.5 × 34.3 in)
Weight
28.1 kg (61.9 lb)
Delivery & Aftercare
Built & checked by expert mechanics
Our experienced eBike technicians will build and inspect your bike before dispatch.
No hassle return in the first 30 days
If you aren't satisfied with your purchase, we accept returns providing the bike is in showroom condition and has covered under 5 miles.
Free & Fast Delivery in the UK
We provide free tracked delivery on all eBikes (excluding eCargo's).
Recommended Service Plan & Guarantee
Free 6-week health check & recommended service plan tailored to you. 2 years manufacturers warranty on all eBikes.
Insurance Available
LAKA's comprehensive eBike insurance offers protection against theft, damage, loss, and more. You get 30 days free insurance by using the code FULLYCHARGED. Elevate your security further with our Gold & Diamond rated eBike locks. For added assurance, consider our optional GPS trackers for select bike models. Ride confidently knowing that your eBike is safeguarded.
What the expert says
The hiplock d1000
The Hiplok D1000 is a diamond rated lock that is resistant to angle grinders and has been widely acclaimed as the best eBike lock on the market.
LAKA
LAKA are a collective insurance company that offers competitive pricing for eBike specific insurance that empowers the rider.
GPS Trackers
GPS trackers with the Bosch Smart System & PowUnity work for Bosch powered eBikes, please get in touch with us if you are unsure exactly what tracker is suited to your bike.
Cargo Bike Delivery Options
Once you place an order, our expert mechanics will carefully assemble, inspect, and safety-check your eBike, ensuring it’s ready for delivery or collection in perfect condition.

Store Collection - Free
Store collection is recommended if you are local to any of our stores. Your bike will be built, safety checked, fully charged and ready to ride away. Our team can give you a detailed handover in store to help you get set up with everything you need.
Standard Delivery
- Available for compact cargo bikes.
- Your bike will be built, tested and then securely packaged for shipping.
- To ensure your bike arrives safely and securely, any parts or accessories that don’t fit within the bike’s original packaging will be shipped separately. These may require fitting at home or by a local bike shop. This helps guarantee everything reaches you in perfect condition, ready for your rides ahead.
Bespoke Home Delivery – From £95
- A premium service tailored for a hassle-free experience.
- Your bike arrives fully built, set up, and adjusted to your preferences.
- A member of our team will assist with the handover to ensure everything is ready to go.
Ideal if you prefer a ready-to-ride experience with expert assistance.
Need help choosing the right delivery option? Get in touch with our team.
Cycle to Work & Financing
Ride now and pay later. We offer a range of payment options including 0% Finance and Cycle-to-Work schemes.
Financing
Check out the finance calculator to get a glimpse of the monthly payments, depending on your deposit and the duration of the loan.
Cycle to Work
We provide a variety of Cycle to Work schemes that allow you to save up to 42% through a salary reduction. Now, you have the option to use Cycle to Work directly from your shopping cart.
Price Matching
We work hard to offer competitive prices alongside specialist advice and a great aftercare experience.
If you find the same bike cheaper at a UK retailer with a physical store, let us know. The item must match exactly (model, size, colour), be in stock and available to buy.
We'll do our best to match the price – and you’ll still enjoy the Fully Charged experience.
All the bikes listed below are in-stock and ready for fast delivery or collection from Fully Charged.
To understand how and why we stock Riese & Müller bikes differently, watch our short video.
Live stock, in real time: See genuine warehouse availability, updated daily.
More bikes incoming: Ongoing orders arriving weekly across key models help reduce wait times.
Talk to a specialist: Our team can help match the right model, gearing and accessories to your needs.
Don't see the spec you want?
Book a custom order